Stop Losing
Top Employees
Without Paying More in Salary or Benefits
In this free 20-minute consultation, we’ll determine if your benefits are costing you employees and how to fix it without increasing expenses.
You’re Losing Good Employees (Even If You’re Paying Well)
If you’re like most private business owners:
You’re struggling to keep your best employees long-term
You’re competing with companies offering “better” benefits
Your benefit costs keep going up, but retention isn’t improving
You’re not sure if what you’re offering is actually helping…
or hurting
And the worst part?
Replacing a good employee costs far more than keeping one.
A Smarter Way to
Retain Employees Without Increasing Costs
There’s a different way to structure employee benefits that most
businesses aren’t using.
A way that can:
Reduce out-of-pocket healthcare costs for your employees
Improve retention and loyalty
Potentially reduce certain employer tax burdens
Work without increasing your overall benefit spend
Most business owners simply aren’t aware that this exists, or how to implement it correctly.
Why You’re Losing Good Employees (Even If You’re Paying Well)
If you’re like most private business owners:
You’re struggling to keep your best employees long-term
You’re competing with companies offering “better” benefits
Your benefit costs keep going up, but retention isn’t improving
You’re not sure if what you’re offering is actually helping…
or hurting
And the worst part?
Replacing a good employee costs far more than keeping one.
A Smarter Way to
Retain Employees Without Increasing Costs
There’s a different way to structure employee benefits that most
businesses aren’t using.
A way that can:
Reduce out-of-pocket healthcare costs for your employees
Improve retention and loyalty
Potentially reduce certain employer tax burdens
Work without increasing your overall benefit spend
Most business owners simply aren’t aware that this exists, or how to implement it correctly.
I’m Marty Ellner.
I’ve spent the last 30+ years working with business owners on financial and benefit strategies, and I’ve seen firsthand how much employee retention and rising costs impact a business.
A lot of companies are doing what they’ve always done…
but it’s not working the way it used to.
This call is just a simple way to take a look at what you’re currently doing and see if there’s a more efficient approach. If there is, I’ll show you. If not, I’ll be upfront about that.
I’m Marty Ellner.
I’ve spent the last 30+ years working with business owners on financial and benefit strategies, and I’ve seen firsthand how much employee retention and rising costs impact a business.
A lot of companies are doing what they’ve always done…
but it’s not working the way it used to.
This call is just a simple way to take a look at what you’re currently doing and see if there’s a more efficient approach. If there is, I’ll show you. If not, I’ll be upfront about that.
Why This Conversation Is Worth Your Time
After 30+ years working with financial advisors, business owners, and
benefit strategies… I’ve seen businesses:
Lose key employees due to weak or outdated benefit structures
Overpay for benefits
that don’t actually improve retention
Struggle to stay competitive even when paying well
I’ve also seen what works and what doesn’t.
This call is where we determine if there’s a real opportunity for your business.
Why This Works (When Most Benefit Plans Don’t)
Most benefit plans look fine on paper…
But employees still feel the cost and leave for better options.
We look at how your setup actually works, and whether there’s a more efficient way to improve retention without increasing spend.
What We’ll Cover On
This Call
This is a free 20-minute consultation, not a sales pitch.
On this call, we will:
This is For You IF
You're a Private or family-owned business
You have 15+ full-time employees (US-based)
You're a Business Owner who cares about retaining top employees
Your Company is looking to control benefit costs not increase them
This Is not For YOU IF
You have fewer than 15 employees
You’re in a high-turnover business where retention isn’t a priority
You’re only looking for the cheapest option
You’re not open to exploring a different approach
What Happens Next
Book Your Free Consultation Below
This call is simply to determine if there’s a fit.
If there is, we can explore next steps. If not, you’ll still walk away with clarity.
© 2026 Ellner Financial Network. All rights reserved.
For businesses with US employees.